First-Time Home Buyer Program1
Lock in your interest rate today and get 0.5% off your mortgage2.
Realize the Dream of Homeownership
This unique program is designed specifically for members who are ready to take the next step become home owners for the very first time.
- 100% fixed-rate financing
- 20 to 30-year terms
- Min credit score is 660
- Min loan amount is $50,000
- No income or geographic restrictions
- Guidance from mortgage specialists during the process.
Speak to a Mortgage Loan Specialist at 228-385-5597 or at 1-888-533-7537 ext 8720.
How the Home Loan Process Works
Follow a simple step-by-step process to apply for a Keesler Federal mortgage and move towards homeownership.
Get Prequalified
Start by getting prequalified to estimate how much you may be able to borrow and explore your financing options.
Prequalify Now
Consult an Expert
Work with a Keesler Federal mortgage specialist to choose the loan type and terms that fit your unique homeownership goals.
Contact Our Team
Get Approved
Submit your online mortgage application and required documentation while your loan is reviewed for approval.
Create An Account
Close Your Loan
Finalize your loan at closing and begin managing your mortgage directly through Keesler Federal.
Manage Your AccountKeesler Federal Mortgage Center
We have a team of talented mortgage experts who will assist you throughout the process.
Contact an Expert
Membership & credit eligibility required.
1Single family primary residences only. Includes one unit townhomes and condos. Must not currently own or have owned property in the last 3 years. First time home buyer counseling program required.
2Rate discount applies to applications and prequalifications for qualifying loan products: conventional loans (purchase and refinance), first-time home buyer advantage, one-time close construction loans and non-conforming loans. Excludes FHA, VA, USDA, land loans, HELOCs and construction loans with 2-time close option. Offer subject to change at any time without prior notice.
Mortgages available in MS, AL, LA and FL. NMLS #408911.
