Tap into the equity of your home.
With a low rate home equity line of credit, you’ll enjoy the freedom and flexibility to do what matters most to you. Your home’s equity can be used your way and on your terms.
- Streamlined process
- No closing costs2
- No origination fee
- No application fee
- Maximum loan amount from $150,000 to $250,000
- Payment terms up to 30 years3
Ready to take the next step? Keesler Federal’s hassle-free application process makes applying for a home equity line of credit fast and easy.
Ways to Join
Disclosures
Available on primary and secondary residences in the state of MS, LA, AL and FL only. Membership and credit eligibility required.
1APR is the annual percentage rate. Example: Monthly payments are approximately $228.75 for $30,000 borrowed at 6.75% APR over 240 months (20 years).
2Keesler Federal pays all closing costs.
310 year draw period followed by 20 years repayment period.
The Home Equity Line of Credit annual percentage rate (APR) is based on the Wall Street Journal Prime Rate (the “Index”) plus a margin ranging between 0.0 and 3.0%. The Floor Rate is 4% APR. The APR will vary quarterly but will not exceed 18% over the life of the loan. Based on the 1/01/26 Index value of 6.75% and a typical margin of 0.0%, the formula that will be used for subsequent monthly rate adjustments would result in a current APR of 6.75%. Repayment options will vary based on creditworthiness, loan-to-value percentages, and whether the mortgage securing your line is a first or second mortgage. Acceptable property insurance is required.
NMLS #408911
