Eligible direct deposits are limited to electronic deposits of items such as your payroll, pension, and government benefits made through ACH. Other deposits or credits to your account such as deposits of funds from person-to-person payment services, checks or mobile deposits, and other online transfers or electronic credits are not eligible.
Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. Generally, funds are available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Any direct deposit not posted early will be made available in accordance with the payment instructions in the ACH file.
Daily transaction limits apply. New member hold limits apply. Federal holidays may affect availability. Available for personal accounts only.
After we have made the deposit available to you and you have withdrawn funds, you remain responsible if any deposit to your account is returned or uncollected by Keesler Federal.
