Government Shutdown Update

You are PROTECTED with Paycheck Relief!

At Keesler Federal, our members are at the heart of what we do. That’s why we want to assure you and your family that you will be protected should the government shut down and interrupt direct deposits for employees.

Keesler Federal will once again be offering Paycheck Relief for all eligible federal employees should there be a shutdown later this month.

With Paycheck Relief, Keesler Federal will advance the amount of direct deposit paychecks for eligible members. As of February 2, 2026, it appears that only those federal employees who fall under the Department of Homeland Security face the possibility of payroll stoppages later this month should leaders not come to an agreement.

To prepare for that uncertainty, we are opening registration for our Paycheck Relief Program so things can be in place for our federal employee members should a government shutdown become a reality. The registration form is attached below.

Thank you for being a valued member of Keesler Federal!

Frequently Asked Questions

What Does it Take to Qualify?

You are a federal government employee whose pay will be impacted by a federal government shutdown
Your regular federal government direct deposit was processed into an active Keesler Federal account for the last three pay cycles, the most recent of which (“your last direct deposit”) was no more than 30 days before the government’s failure to pay; and
You are a Keesler Federal member in good standing

How Much Will I Receive?

Payroll advances will be based on the average of your prior three (3) most recent direct deposits of pay processed into your Keesler Federal account prior to the government pausing your payroll and will not exceed $6,000 per advance.

How do I Register?

Registration can be completed by visiting www.kfcu.org, visiting a branch, or contacting Keesler Federal at 1-888-533-7537
If multiple members’ direct deposits are deposited into the same account, each member must register separately

What is the Registration Deadline?

Keesler Federal will accept registration until one day prior to the date your direct deposit is scheduled to be processed
If registration is later than one day prior, your disbursements will begin on the next pay cycle

Do I Need to Register for Every Missed Pay Check?

Once you are enrolled in the Paycheck Relief Program, you will be eligible for ongoing payroll deposits during the government shutdown, up to a maximum of 90 days, subject to the program’s Terms and Conditions

What If I Don’t Have My Direct Deposit with Keesler Federal?

If you don’t have your direct deposit with us, you may not be eligible for the program. Please call us at 1-888-533-7537 to discuss options.

How Do I Pay the Advanced Payroll Back to Keesler Federal After the Shutdown is Over?

After the conclusion of the shutdown, and back pay is received, Keesler Federal will automatically debit the advanced payroll from your account. See the program's Terms and Conditions.

Keesler Federal is here to help

Registration Form

Frequently Asked Questions